You Think What?

From the back room of YouThinkWhat, the newly created banking  and financial writers’ department has come up with an idea that we believe will suit all us regular John Q. and Jane Q. Public consumers.

This idea has been a long time coming, but we believe the time is now to implement this policy for banking institutions who require our money to stay afloat.

It’s time consumers exercised the Golden Rule toward the bankers in order to trump the *Rusty Rule. That’s the rule that has been used against us as we go barreling toward the financial brick wall.

NSF charges for banks…just like us they will owe forever…banks are ruthless about NSF penalties…in your face about how you should know better…well they should know better!

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“Say it ain’t so, Joe” was a popular saying during a baseball scandal back in 1919. The same can be said today in reference to the current banking scandal.

Last fall it was announced, among other proclamations pertaining to the economic crisis and the banking industry, the Federal Deposit Insurance Corporation-FDIC, would increase by double the amount of money covered in the event a bank defaulted. Everyone cheered. Bankers, government officials and the banking public were delighted and relieved.

Every week, since last October, banks continue to default .

We have been told up to $250,000 U.S.  in our accounts would be protected. This change in policy was received as wonderful news, and the general public is confident without knowing it is a temporary condition. It is a false confidence. (more…)

Pennsylvania Senator Arlen Spector resigned from the Republican Party to join the Democrats.

This is how we imagine it might have taken place:
GOP National Committee Receptionist: “Hello it’s a great time to be a Republican. The party of Lincoln. My name is Cheryl. I can help you.”
Senator Arlen Spector, former Republican, now Democrat from Pennsylvania: “Uh-hello. This is Arlen Spector.  Is Michael Steel available? I must speak to him.”

GOP National Committee Receptionist: “No, Senator. Mike’s not able to take a phone call right now. He’s out parking Rush’s car. I can help you.”

Senator Spector:“Just take a message for me. Tell Chairman Steel I’m switching parties. I’m announcing as soon as possible. Tell him it’s too bad he has to hear about it from a phone message. I’ve tried to arrange an appointment with him, to tell him in person of my intention to leave the GOP. But he’s always busy doing some minimum wage task for some wealthy Republican like Lady Lynn de Rothschild.”
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In our continuing effort to take every opportunity presented to hammer away at the banking industry the staff of YouThinkWhat will now suggest they way we see this whole banking debacle….or is that boondoggle (??)

After we seeing the reports of the amazing profits made by the likes of major surviving banking institutions Goldman Sachs, JPMorgan Chase, Citigroup and, our very special favorite, Bank of America we wondered why the banks have not used the same enchanting number manipulation on the mortgage, credit card or checking accounts of John and Jane Q. Public. (more…)

We believe it is up to the people of the world, led by us, the people of the United States of America to demand to go forth with a campaign to shame and disgrace the administrators of torture. We believe this is the right thing to do.

We believe it is right because we can take a stand to make amends for the many times in history where it seemed expedient to allow the perpetrators of the most heinous crimes to not only go free, but continue with their liberty and dignity intact without criticism of their acts; no public fault finding of their behavior as shameful. They were not humiliated,  nor made to feel remorse; They were not given any indication how extremely  offensive their behavior was to the population of the planet. Their crimes against humanity were totally unacceptable and repulsive. (more…)

As Yogi Bera would say, “It’s deja vu all over again.” Florida legislators are poised to enact what many are calling “the most horrific voter suppression legislation seen in many years”.

According to sources such as the American Civil Liberties Union, ACLU, the proposed law set for a vote in the Florida State legislature today, Friday, April 24, 2009, the new law will make it harder for citizens  to exercise their constitutional right to vote. (more…)

Today, April 22, 2009 is Earth Day.

In the United States and all over the world people are creating ways to conserve the planet’s natural resources. (more…)

For many months Norm Coleman’s battle in the courts to win the senate seat in Minnesota is giving new meaning to the word tenacity. We are wondering when being tenacious, an often admirable quality, becomes a liability.

Could it be this quality is a distinct disadvantage when people so frustrated by the candidate’s efforts begin to throw eggs at him? (more…)

We love music at YouThinkWhat! Our tastes are very eclectic.

We’ve a new addition to the list of singers we love. We join the growing group of worldwide fans of Susan Boyle of Blackburn, Scotland, U.K. who entertained during her audition last weekend for the show Britain’s Got Talent. Her rendition of “I Dreamed A Dream” from the hit musical “Les Miserables” brought the audience to its feet in total approval and support of her ability.

Susan Boyle, the British spinster singing sensation, made a recording for a charity event ten years ago in 1999 at age 37. (more…)

As if American consumers weren’t dealing with enough high costs associated with living free in the U.S. of A.  The author of the bumper sticker phrase “Freedom Isn’t Free” was correct on so many levels.

The word is out about how Time Warner that mega entertainment communications conglomerate wants you to pay more for usage of the Internet. This plan to squeeze more money from your already tight budget comes from the Cable Division of the Time Warner company. (more…)