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    « Protests, Boycotts Are Useless Say Some U.S. Citizens | Bank of America Update: The Bank That Cares Less? (Part Two) »

     

    Bank of America the Bank That Cares Or The Bank That Cares Less?? An Update

    Wednesday, November 7th, 2007 @ 4:48 pm | Banking/Finance, Business, Communications, Democrats, Education, Justice, Media, Republicans, Technology, US Politics, We Think, You think so

    As our sources and investigators look into the rumored changes taking place at the nation’s leading financial institution, YouThinkWhat as a public service to all consumers and businesses who patronize Bank of America is sharing the important facts about banking with this company. Here is a report from our investigative reporter Clark Dark:

    Bank of America’s Security System Is One Way.

    Have you noticed when you call the bank you must identify yourself at least ten thousand ways before you can verify any information about your money in your account? You are asked to provide your address, your account number, your date of birth as well as the last four digits, or even all the digits of your social security number or your business EIN plus the date and location of when you opened your account.

    This is information someone impersonating you would love to have. Why are they asking all these questions? Doesn’t this train you to give out information when asked? How can you be sure who is on the other end of the line? How many times have you got banking information in the mail from Bank of America with new phone numbers, or called the number on your card and been redirected? Where’s the security in that?

    If you are like me you never created a secret question in the first place so when they ask I just give them whatever answer comes to mind. It makes no difference. Likewise when they ask me where and when I opened my account it was so long ago I often end up giving the wrong answer. It doesn’t make a bit of difference.

    But even if it did, this is not the security I want. I am not calling to take out money over the phone, I am only asking about my balance or a banking transaction. The banking security I want, is security that protects my money when someone tries to take money out of my account.
    But….
    Bank of America does not ask any questions of anyone taking money from your account.

    Once someone has your account number, the bank’s routing number, and your name, in other words once you’ve written anyone a check, and they copied the info, Bank of America will permit money to be taken from your account even when it’s reported in advance the charge is fraudulent. Bank of America does not provide security for our money or any aspect of our accounts.

    Likewise:
    When you have used your Credit card/ATM Card once, they have all the information, your credit card number, your expiry date, and your security code to keep billing you monthly or whenever they please until you either cancel the card or close the account. You cannot stop them billing.

    Bank of America makes it as impossible to stop someone billing or taking money from your account as it is impossible to stop someone from calling your number on the phone.

    Bank of America Engages In Extreme Insecure Banking Practices Threatening Our Banking Security.

    Bank of America does not provide customers security for their money
    Bank of America only provides its customers the “illusion of security”.

    This is the reason why customers must answer thousands of questions to find out about their balance or a certain transaction, to provide the illusion of security. Merchants taking money out of your account don’t have to answer a single question. Indeed having copied or recorded your check or credit card information they can make repeat charges or sell the info for profit.

    See Part Two Clark’s Report Next Post “Bank of America the Bank That Cares Or The Bank That Cares Less??”

     

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